In a saucepan, melt butter over low heat. Add cream cheese and heavy whipping cream, stirring until smooth and creamy. Mix in the shredded cheddar and remove from heat.

In another skillet, brown the ground beef. Add taco seasoning as it cooks, following package directions. Ensure it’s well combined.

In a separate pan, lightly brush olive oil and heat the low-carb tortillas until they are pliable and slightly crispy.

Start with a tortilla, add a layer of beef, cheese sauce, sour cream, lettuce, tomato, and any additional toppings you prefer. Fold the edges over to create a circular wrap.

Place the assembled wrap seam-side down on a skillet. Cook until golden and crispy on both sides.

Slice in half and serve warm with additional toppings or sauce on the side.